Stop guessing when your money runs out.
A zero-permission cash flow forecast for Android — your financial future, mapped day by day.
What it does
Most financial apps show you a pie chart of last month. AvoidZero shows you your balance, day by day, with every paycheck and bill mapped on a timeline. The lowest point on that line is the day you're most vulnerable. Tap it. See what's coming. Change your plan before it's a problem.
Includes an interactive runway graph, scenario stress testing across four economic conditions, debt payoff and bill timing optimizers, savings goal planning, and multiple workspaces for side-by-side scenarios. One-time purchase, all features, all six languages — no subscription, no ads, ever.
How it relates to Zero Permission LLC
Paid app, no ads — different model from Carry Horizon, same builder, same principles. AvoidZero is a one-time purchase with no network calls beyond payment processing. Your financial data never leaves your device.
The same hands that build Carry Horizon build AvoidZero. The privacy posture is stricter here — no servers at all, no analytics, no ad networks. AvoidZero requires no permissions beyond the backup files you explicitly create. That's the zero-permission promise applied in full.