Two products today. Different shapes, same builder, same commitment to keeping your data out of our hands.
A financial runway calculator. See exactly when your money runs out.
AvoidZero turns a few inputs — your balance, income, and expenses — into a day-by-day forecast of your financial future. Tap the tightest day on the graph, stress-test your plan with Monte Carlo simulation, and use optimization tools to plan debt payoff, bill timing, and savings goals. Built on the zero-permission ethos: your data never leaves your device.
Honest calculators for FX carry trades — runway, not just expected return.
Most FX traders never realize how good carry can be — they get stopped out before the carry has a chance to work. Carry Horizon is a set of honest calculators that show you the runway, not just the expected return. Stress-test multi-rung carry trades with Monte Carlo, compare pairs by ATR-ranked volatility, and run quick swap math. Hosted on the open web at carryhorizon.com.
More coming.
We build deliberately and ship one thing at a time. The next title is in early planning. Check back, or email us to be notified when it lands.
Zero Permission's commitments are specific by product surface — not vague at the umbrella. Software you install from us is governed by one set of rules; software you visit on the open web is governed by another. Both are designed to keep your data out of our hands.
Zero permissions wherever technically possible. No accounts, no cloud sync, no analytics, no ads — ever. One-time purchases, never subscriptions. Offline-capable by design. Your data never leaves your device except payment processing.
Cookieless server-side traffic counts only — no tracking pixels, no third-party analytics, no fingerprinting. Some sites host ads to keep them free; ad networks operate under their own published privacy policies, which we disclose. We don't sell or share your data, and we don't follow you across the web.
More on the philosophy at our About page.