A cash flow forecast app that keeps your data on your device — and tells you the truth about your finances.
Monthly budgets hide the truth. AvoidZero shows you the real picture — your exact cash flow day by day, with every paycheck, bill, and subscription mapped on a timeline. No averages, no surprises. And your financial data never leaves your device.
AvoidZero was built from a simple frustration: financial apps ask for too much and tell you too little. They want your bank login, your location, your contacts — and in return they show you a pie chart of last month. That's not useful when your rent is due in three days.
The premise here is different. No accounts. No servers. No cloud. You enter your data once, and the app maps every paycheck and bill across your timeline — the exact shape of your financial future, not an average. The lowest point on that line is the day you're most vulnerable. Seeing it once changes how you plan.
The name is a commitment. Most mobile apps request far more access than they need. AvoidZero requires no special permissions — no access to your contacts, location, camera, microphone, or storage beyond backup files you explicitly create. There are no servers, so there is no cloud to leak. No analytics, no advertising, no telemetry.
Your financial data is yours alone, on your device. That's not a feature — it's the point.
AvoidZero is built by Zero Permission LLC, an independent software studio in Colorado. One-time purchase, all features, all six languages — no subscription, no ads, ever.
Read more about the company and its approach on the Zero Permission About page.
Email: support@zeropermission.llc
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